Chuck is always available to answer any questions we might have regarding our accounting or taxes, and Jerry Kubrak goes above and beyond our expectations in keeping our computer systems up and running.  WD&W has exceeded my expectations.

STEVE PERSONS, Creative Benefit Strategies, Inc.

Financial Planning

Fringe Benefits Rule

Employer-Provided Insurance Cost

SERVICES    Contact
Cash Flow Management                                          This Group
Charitable Gift Planning  
Divorce Planning
Education Planning
Elder Care Planning
Estate Planning
Retirement Planning 
Risk Management 
Tax Planning 

If you are looking for answers to any of these questions, maybe we can help. (click here)

GROUP MEMBERS  HELPFUL TOOLS
Lori Sullivan, Chairperson Personal Info and Document Locator    
Chuck Battiato, Partner                            Personal Balance Sheet
Dan Holben, Partner                          Record Retention Guide
Rick Lash, Partner   
Doris Seifert Day ARTICLE
John KromarHealth-Care Reform:  HIgh-Income Individuals Face New
Cindy KulaMedicare-Related Taxes in 2013 (June 2012)
Alicia ReissAre you Ready, Able to Retire? (June 2012)
Teresa WisniewskiThe New Landscape for Business Startupsand Their Investors
Fourth Quarter 2011 Tax Developments
How Financial Planning Can Help You
Social Security and Medicare Figures for 2012
 The Income Tax Planning Landscape: 2011
FINANCIAL PLANNING QUESTIONSThe "New Normal" of Estate Planning
Do I Need Personal Financial Planning?2011 Year-End Tax Planning Moves for Individuals
When Should I Start Planning? 2011 Year-End Tax Planning Moves for 
Who Should Review My Personal      Businesses and Business Owners
     Financial Plan?Women and Retirement Planning - No Excuses!
What Should I Include?Ensure Right Plan is in Place for Elderly Relatives
What If I Don't Have a Lot of Money? 
What Role Does Goal-Setting Play in
     Financial Planning?Key Estate Planning Documents
How Do I Know How Much I am Worth?Estate Planning Issues That Concern Unmarried Couples(Oct 2012)
How Can I Plan for Tomorrow When I CanFinancial Planning - Helping You See the Big Picture
     Barely Pay for Today?Time Running Out for Large Gifts in 2012 (Sept. 2012)
How Much Should I Be Saving?How can I minimize taxes on my estate?  (Oct 2012)
How Does Insurance Fit Into the Process?How often do I need to review my estate plan? (Oct 2012) 
Do I need a will?Isn't estate planning only for the rich? (Oct 2012)
What Type of Advice Can I Expect FromWhat is the difference between a living will and a living trust? (Oct 2012)
     A CPA Financial Planner?What makes up my taxable estate? (Oct 2012)
After a Plan is Developed, What Happens Next?Asset Protection in Estate Planning (Oct 2012)
How Often Should I Update the Plan?Steps to Estate Planning Success (Oct 2012)
 Medicare Open Enrollment Period Begins October 15, 2012
 National Estate Planning Week Oct 15-21, 2012