Back in 1985 we received a recommendation for Marty Hrabik from several people, and Marty is still our personal accountant as well as family friend.

Why the long relationship? Competency, availability, and good personal chemistry.

RICHARD OSTENDORF, Emergency Department Group and Urgent Care Center

Do These Questions Pertain to You?

Cash Flow Management

  • Do I have financial peace of mind?
  • Am I saving enough or spending too much?
  • Do I have control over my cash flow?

Charitable Gift Planning

  • What are the tax implications of a planned gifting program?
  • Which assets make the "best" gifts?
  • Do I need to set up a charitable trust to accomplish my goals?

Divorce Planning

  • If I get divorced, what happens to my retirement plan?
  • What other financial factors should be considered?
  • What steps should I take to protect my assets now that I am divorced?

Education Planning

  • Can I afford to send my child to college?
  • What are the benefits of a 529 Plan?
  • What are the best ways to save for college?

Elder Care Planning

  • Do I have a plan for long-term care?
  • What information should I have on my aging relatives?
  • Which health care documents should I have?

Estate Planning

  • What happens to my assets when I am gone?
  • Are my assets properly titled?
  • Do I have enough life insurance?

Retirement Planning

  • Will I have enough to retire?
  • During retirement what are my sources of income?
  • How much social security will I receive?

Risk Management

  • Do I have enough insurance?
  • What other risk exposures do I face?
  • Do I understand my insurance coverages?

Tax Planning

  • Am I minimizing my tax burden?
  • Is there any way to avoid the AMT?
  • What steps should I take before year end for tax planning?